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Merchant Acquirers: Western Europe

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  • Published Date: May 2020

Western Europe's merchant acquiring market is one of the most competitive yet complex globally. While the market is of a similar size to North America's, the region in many ways remains a collection of individual markets which makes a regional approach challenging to implement.
The latest regional merchant acquiring report from Verisk Financial Research combines in-depth information on Western Europe's key acquiring markets with a region-wide view of industry developments.
Topics covered include industry consolidation – with profiles of the key players and their strategies – trends in card use, the growth of e-commerce and contactless, the rise of payments facilitators, and developments in alternative payments.
This report combines insightful commentary explaining the context of market developments with up-to-date data on each country's cards, merchant acquiring and online acquiring markets.

The merchant acquirer market report in Western Europe features:

  • Key trends in acquiring across the region
  • Up-to-date commentary and insights on 16 countries
  • Competitive intelligence, including market share data for acquirers
  • Over 150 pages of market data

What you will learn from this merchant acquirer report

  • Why the Western European market still has growth potential, and where opportunity can be found.
  • How individual countries' acquiring markets are developing within an increasingly complex regional sector.
  • Why merchant acquirer consolidation is essential for success – but challenging to execute

With macro-level commentary on the region's payments landscape, plus country-level insight underpinned by extensive market data, this report is essential to understanding developments and opportunities in Western Europe's acquiring market.

Contact us for an online demo or to find out more.

Data tables included

Cards market

  • Total cards payment metrics
  • Contactless cards metrics
  • Credit card numbers
  • Total credit cards metrics
  • Credit cards profitability indicators
  • Debit cards numbers
  • Debit cards metrics
  • Prepaid/e-money cards metrics (excluding Austria, Finland, Ireland & Sweden)
  • iDEALonline payment system (the Netherlands only)

Merchant acquirers

  • Merchant acquirer credit card market share
  • Credit card merchant service charges
  • Merchant acquirer debit card market share
  • Debit card merchant service charges
  • Credit card issuer/issuing processor relationships
  • Credit card acquirer/acquiring processor relationships
  • Credit card issuing processor market shares by card numbers
  • Credit card acquiring processor market shares by the number of POS transactions

Online acquiring

  • Online merchant acquirer market share

Countries covered

  • Austria
  • Belgium
  • Denmark
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Netherlands
  • Norway
  • Portugal
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Entities referenced

  • Acce
  • 2CheckOut
  • 2Happy
  • AA
  • AB Toscana Investment
  • ABN Amro
  • Aduno
  • Advent
  • Adyen
  • Aer Lingus
  • AIB
  • AIB Merchant Services
  • AIBMS
  • Aldi
  • Alipay
  • Allianz
  • Allied Irish Banks
  • Alpha Bank
  • Amazon
  • American Express
  • Amex
  • An Post:
  • Apple Pay
  • Arbejdernes Lsbank
  • Argos
  • Asda
  • Asos
  • Atos
  • Atos Origin
  • Atos Worldline
  • Auchan
  • Austria
  • Automobile Association
  • Aviva
  • AXA
  • Axepta
  • B+S
  • B+S Card Service
  • Babs
  • Bain
  • Bambora
  • Banca Carige
  • Banca di Genova
  • Banca Monte dei Paschi di Siena
  • Banca Nazionale del Lavoro
  • Banco Ambrosiano Veneto
  • Banco Best
  • Banco Central
  • Banco Cetelem
  • Banco CTT
  • Banco Hispano Americano
  • Banco Português de Negócios
  • Banco Sabadell
  • Banco Santer Totta
  • Bancomat
  • Bancontact
  • Bank Austria
  • Bank Norwegian
  • Bank of Ireland
  • Bank of Ireland Payment Acceptance
  • Bankenes BetalingsSentral
  • Bankia
  • Bankinter
  • Banksys
  • Banque Postale
  • Barclaycard
  • Barclays
  • BauHaus
  • Bawag PSK
  • BBS
  • BBVA
  • BC Card
  • BeCommerce
  • Benfica
  • Beponoyadz
  • BNL
  • BNL POSitivity
  • BNP Paribas
  • BNP Paribas Fortis
  • BOIPA
  • BOKIS
  • Bonprix
  • BOOTIK
  • BP
  • BPCE
  • BPI
  • BPN
  • British Airways
  • Brussels Metro
  • BS Payone
  • Buckaroo
  • Buy Way
  • CACP
  • Caixa Geral de Depósitos
  • CaixaBank
  • Capital One
  • Card Complete Service Bank
  • Cardis International
  • Cardlink
  • CardMobile
  • CardProcess
  • Cardstream
  • Carrefour
  • CartaSi
  • Carte Bleue
  • Cartes Bancaires
  • CB
  • CCV
  • Cdiscount
  • Cdp Equity
  • CECA
  • Cedicam
  • CEKAB
  • Certitrade
  • CGD
  • Checkout Finl
  • Citicorp
  • Clearhaus
  • Clessidra SGR
  • CM Payments
  • CNMC
  • Comercia Global Payments
  • Comit
  • Computop
  • Concardis
  • Conrad Electronics
  • Consorsbank
  • Continente
  • COOP
  • Coop Sweden
  • CoreMarket
  • Cornèr Banca
  • Cornèrcard
  • Crédit Agricole
  • Crédit Mutuel
  • Credit Suisse
  • Crédito Agrícola
  • Currence
  • Cyberpac
  • Cyberport
  • CyberSource
  • Danish Bankers Association
  • Dankort
  • Danske Bank
  • DataCash
  • DBA
  • De Volksbank
  • Dell
  • Deloitte
  • Delta Singular Outsourcing Services
  • Desjardins
  • Deutsche Bank
  • Deutsche Postbank
  • Deutscher Sparkassenverlag
  • DIBS
  • DinaCard
  • Diners Club
  • Discover
  • DK Online
  • Domain
  • Dropbox
  • DSV Group
  • DZ Bank
  • Easybank
  • EasyPay
  • eBay
  • EDB
  • Edgepay
  • Educational Building Society
  • e-fresh
  • Eika Gruppen
  • El Corte Inglés
  • Elavon
  • Elavon Merchant Services
  • Elektronisk Data Behling
  • Elgiganten
  • EMS
  • EnterCard
  • ePay
  • Equens
  • equensWorldline
  • ErgoGroup
  • Erste Bank
  • Español de Crédito
  • euPago
  • EURO 6000
  • Eurobank
  • EuroBic
  • Eurocard
  • euroConex
  • Euroline
  • Euronet
  • Euronet Card Services Greece
  • Euronet EFT
  • Euronics
  • Europay
  • Europcar
  • European Merchant Services
  • EVO Payments
  • EVRY
  • F2i
  • Faster Payments Service
  • FDIH
  • Fidelity National Information Services
  • First Data
  • FIS
  • Fiserv
  • Fiserv
  • Fnac
  • FPS
  • FSIA Investimenti
  • Galp
  • Gate2Payments
  • Gesellschaft für Zahlungssysteme
  • GestPay
  • Girocard
  • Giropay
  • Global Collect
  • Global Payments
  • Google Pay
  • Groupement des Cartes Bancaires
  • GZS
  • H&M
  • Hagebaumarkt
  • Halifax
  • HAT
  • HCC
  • Heidelpay
  • Hellenic Competition Commission
  • Hello Bank!
  • Helsbanken
  • Hertz
  • Hibu
  • HMV
  • Hobex
  • Hogast
  • HSBC
  • Hype
  • Hypothekarbank Lenzburg
  • Iberiacards
  • IBS
  • ICA Banken
  • ICBPI
  • ICS
  • iDEAL
  • IDT Finance
  • IfThenPay
  • Ikano Bank
  • IkanoFinans
  • IKEA
  • immonet.de
  • ING
  • Ingenico
  • Ingenico Payone
  • Ingenico Retail
  • InköpsCentralernas Aktiebolag
  • Instreamline
  • InterCard
  • Interpay
  • Intesa Sanpaolo
  • Intuit
  • Intuit Pay
  • iZettle
  • JCB
  • Jem & Fix
  • Jiffy
  • JiffyPay
  • John Lewis
  • JYSK
  • Jyske Bank
  • KBC
  • KeyCorp
  • KIOSK
  • Klarna
  • KLM
  • KortacceptL
  • La Banque Postale
  • Länsförsäkringar Bank
  • LeShop
  • Lidl
  • Lloyds Bank
  • Lufthansa
  • Luottokunta
  • Maestro
  • Market Pay
  • Marks & Spencer
  • Mastercard
  • McDonald's
  • Mediolanum
  • MedMera Bank
  • Mercury
  • Migros
  • Millennium BCP
  • Mister Spex
  • MoBiB
  • MobilePay
  • Mollie
  • Monese
  • Monetico International
  • Monext
  • mPAY24
  • MPS
  • Multibanco Reference
  • MultiSafepay
  • N26
  • National Bank of Greece
  • Natixis
  • NatWest Tyl
  • NBG
  • Nespresso
  • Netaxept
  • NetCaixa
  • Netflix
  • NetOnNet
  • NetPay
  • Nets
  • New Look
  • NewDay
  • Nexi
  • Nexi Pay
  • Next
  • Nordea
  • Nordea Merchant Acquiring
  • Nordic Capital
  • Nordito
  • Norsk Tipping
  • Notebooksbilliger.de
  • Nova Information Systems
  • Novalnet
  • Novo Banco
  • Nykredit
  • O2
  • Oasis
  • Ogone
  • Omnipay
  • Oney
  • OP Financial Group
  • Otto
  • Oyster
  • Paddy Power
  • PagoBancomat
  • Partecis
  • Pay.be
  • Pay.nl
  • Paybox
  • Payconiq
  • PayEx
  • Paygate
  • PayLife
  • Payline
  • Payment Highway
  • Payment Services Austria
  • Payone
  • PayPal
  • PayPass
  • Payson
  • PaySquare
  • Paytrail
  • Payzone
  • PB Banken
  • PBS
  • Pengeinstitutternes BetalingsSystemer
  • PensoPay
  • Pepsi
  • PerfectCard
  • Permanent TSB
  • PFS
  • Pharm24
  • Piraeus Bank
  • Pivo
  • Play.com
  • Pleo
  • Porto
  • Postcard
  • Poste Italiane
  • Postepay
  • PostFinance
  • Postnord
  • PPRO
  • Preem
  • Prepaid Financial Services
  • PRICENET
  • Proton
  • PSP Ogone
  • PULSE
  • Quest Group
  • QuickPay
  • Rabobank
  • Raiffeisen
  • RBI
  • RBS
  • Realex
  • Redes y Procesos
  • Redunicre
  • ReePay
  • Revolut
  • Ruter
  • Sage Pay
  • Samport
  • Samsung Pay
  • Santer
  • Saúde e Bem-Estar
  • Saxo
  • S-Bank
  • ScanPay
  • SEB
  • SEB Kort
  • Secure Trading
  • SERMEPA
  • ServiRed
  • Setefi
  • Shell
  • Shop Direct
  • SIA
  • SIBS
  • SICB
  • Siirto
  • Silvan
  • SiNSYS
  • Sipay
  • Sistema 4B
  • Sistema de Tarjetas y Medios de Pago
  • SIX Payment Services
  • SkiaBanken
  • Skinaviska Enskilda Banken
  • Skrill
  • SNCF
  • Sociedade Interbancária de Serviços
  • Société Générale
  • Sofort
  • Sony
  • Spar Nord
  • Sparbankskort
  • SpareBank 1
  • Sporting
  • Spotify
  • SSB
  • SSE Airtricity
  • Stripe
  • Sumclearing
  • SumUp
  • Sunway Travel
  • Suomen Verkkomaksut
  • Swedbank
  • Swedbank Babs
  • Swedbank Card Services
  • Swirl
  • Swish
  • Swisscard
  • Sydbank
  • TAP
  • Tchibo
  • Tecnologia Online
  • TeleCash
  • Telefonica
  • Telia
  • Teller
  • Tesco
  • TfL
  • Three
  • Transactis
  • Transaktioninstitut für Zahlungsdiensleistungen
  • Transport for London
  • TSYS
  • U.S. Bancorp
  • Uber
  • UBS
  • Ulster Bank
  • Unicre
  • UniCredit
  • UniCredito
  • UnionPay
  • UniversalPay
  • V PAY
  • Vanquis
  • Vantiv
  • Vente-Privée
  • Via Verde
  • Vipps
  • Virgin Atlantic
  • Visa
  • Viseca.
  • V-B-ZVD
  • Vocalink
  • Vodafone Ireland
  • Volksbank
  • VR Payment
  • Waiap
  • Way2Pay
  • Widiba
  • Wirecard
  • Wish data set
  • WiZink
  • Worldline
  • Worldpay
  • XPay
  • Yoleni's
  • Yoox
  • You
  • Z.mall
  • Zalo

MORE ON MERCHANT ACQUIRING REPORTS

Verisk Financial Research delivers comparative market and competitor intelligence on merchant acquiring and processing, retail banking, consumer credit, payments cards and e-commerce markets. Country Reports provide invaluable market and competitor intelligence on card payments markets in 72 countries.

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