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Merchant Acquiring: North America

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  • Published Date: August 2020

North America, the oldest cards market in the world, remains at the cutting edge in the evolution of the payments industry. The United States is home to many of the world's largest payments companies and, despite their international expansion, remains their most lucrative market.

The payments market has attracted much investment in recent years as volume continues to grow impressively and acquirers leverage technology to generate new revenue and create efficiencies. In a low-interest-rate environment, the steady fee income generated through payment processing has become more attractive, resulting in a spate of mergers and acquisitions.

As payment preferences have changed with e-commerce and mobile coming to the fore, acquirers have adapted to make payments more seamless than ever while managing risk as fraud also moves online. The result is a much more complex and technology-focused acquiring market than even a decade ago.

The latest regional merchant acquiring report from Verisk Financial Research combines in-depth information on North America's acquiring markets with a region-wide view of industry developments. Topics covered include industry consolidation, growth factors driving rising acquiring volumes and revenues, innovations and industry threats and risks.

This report combines insightful commentary explaining the context of market developments with up-to-date data on each country's cards, merchant acquiring and online acquiring markets.

Verisk Financial Research's North American analysis covers Canada, United States, Mexico and Puerto Rico and features:

  • Key trends in acquiring across the North America region
  • Up-to-date commentary and insights, including acquiring risk insight from Verisk Financial G2
  • Competitive intelligence, including market share data for acquirers
  • Over 40 pages of market data, including forecasts to 2022


Verisk Financial Research's Merchant Acquiring series will help you to:

  • Review your current strategies in a rapidly evolving market and identify the risks and opportunities facing the industry
  • Examine key issues such as consolidations, acquisitions and alliances
  • Benchmark your activities against your peers – nationally, regionally and internationally

Data tables included

Cards market data

  • Total cards payment metrics
  • Contactless cards metrics
  • Credit card numbers
  • Total credit cards metrics
  • Credit cards profitability indicators
  • Debit cards numbers
  • Debit cards metrics
  • Prepaid/e-money cards metrics (bar Mexico and Puerto Rico)

Merchant acquiring and processing data

  • Merchant acquirer credit card market share
  • Credit card merchant service charges
  • Merchant acquirer debit card market share
  • Debit card merchant service charges
  • Credit card issuer/issuing processor relationships
  • Credit card acquirer/acquiring processor relationships
  • Credit card issuing processor market shares by card numbers
  • Credit card acquiring processor market shares by the number of POS transactions

Online acquiring

  • Online merchant acquirer market share

Entities referenced

2CheckOut
A Toda Hora
ABM
Accepta
Active Network
Advent International
Adyen
Aeroméxico
AfterPay
Ahorro
Alipay
Alliance Data
Amazon
American Express
Ameublements Tanguay
AMIPCI
Android
Apple
ATH
Authorize.Net
Bain Capital
Bambora
BAMS
Banamex
Banco Popular
Banco Santander
Banco Santander Puerto Rico
BanCoppel
Banjercito
Bank of America
Bank of America Merchant Services
Bank of Delaware
Bank of Montreal
Banorte
Banwire
Barclays
BBVA
BBVA Bancomer
BBVA Compass
Best Buy
Blackhawk Network
Blue Label Mexico
Blue Label Telecoms
Bluefin
BluePay
BMO
Bodega Aurrera
BofA
BofA Merchant Services
Braintree
Brault & Martineau
Broxel
C&A
Cabify
Canadian Bankers Association
Canadian Federation of Independent Business
Canadian Imperial Bank of Commerce
Canadian Tire Financial Services
Capital One
CardConnect
Carnet
Cayan
CFPB
Chargex
Chase Merchant Services
Chase Paymentech
Chedraui
CIBC
Citibanamex
Citibank
Claro
CNBV
Coca-Cola
Comercial Mexicana
Commercial Mexicana.
ComproPago
Condusef
Conekta
Consumer Financial Protection Bureau
Costco
CTFS
Cybersource
Delta
Desjardins Group
Diners Club
Discover
Dynamics Payments
EconoMax
Edenred
Efectivale
E-Global
El Palacio de Hierro
Elavon
Elektra
Evertec
EVO
EVO Payments
EVO
E-xact Transactions
Fed
Federal Reserve
FedNow
FFMC
Fidelity National Information Services
Fifth Third Bank
Financial Inclusion Council
First Data
First Financial Management Corp
First Ontario Credit Union
FirstBank
FIS
Fiserv
FleetCor
Flexiti
Future Shop
G2
GBPP
Getnet
Global Brand Protection Program
Global Payments
Google
Grubhub
Grupo Bimbo
Harris Bank
Heartland Payment Systems
Home Depot
HSBC
Iberia
Interac
Invex
JCB
JPMorgan Chase
Klarna
Liverpool
Lowe's
MABA
Mastercard
Mastercharge
Mercado Pago
Merchant Monitoring Program
Meridian Credit Union
Metrobus
Mexican Banking Association
Mid-America Bankcard Association
MMP
Mobeewave
Moneris Solutions
National Bank
National Bank of Canada
National Banking and Securities Commission
National Data Corporation
National-BankAmericard
NBC
Netspend
Nova Information Systems
One Card
OpenPay
Orbital
Oriental Bank
Oxxo
Patrick Morin
Payments Canada
PayPal
PayPros
PaySimple
PayU
PNC
Promocion y Operacion
Prosa
PSP Beanstream
RBC
RBS
Realex Payments
Red Qiubo
Reno Depot
Restaurants Canada
Retail Council of Canada
Rona
Royal Bank of Canada
Sam's Club
Samsung
Sanborns
Santander
Santander
Scotiabank
Sears
Servicios Electrónicos Globales
Seven Eleven
Sezzle
Si Vale
SICOM
Sistema de Pagos Electrónicos Interbancarios
Sodexo'
Soriana
SPEI
Square
Square Cash
Staples
Stockpile
Stripe
Suburbia
SunTrust Bank
Synchrony Financial
TCH
TD Bank
TD Financing Services
TD Merchant Services
TDFS
Telefonica
Televisa Radio
The Bay
The Clearing House
The Source
ToditoPay
Transfirst
TSYS
U.S. Bancorp
U.S. Payments Forum
Uber
UnionPay
Vantiv
Visa
Walmart
Wells Fargo
Wells Fargo Merchant Services
Worldpay

MORE ON MERCHANT ACQUIRING REPORTS

Verisk Financial Research delivers comparative market and competitor intelligence on merchant acquiring and processing, retail banking, consumer credit, payments cards and e-commerce markets. Country Reports provide invaluable market and competitor intelligence on card payments markets in 72 countries.

To find out more or to discuss subscription options, please email research_enquiries@verisk.com or telephone +44(0)20 7337 4200.