A Verisk Business
Verisk Financial Research Logo
Sign In
 /  Merchant Acquiring  /  Latin America

Merchant Acquiring: Latin America

Already purchased?
  • Published Date: October 2020

LATIN AMERICA'S merchant acquiring market is undergoing a period of liberalisation which is creating opportunities for new players and, for the first time, opening up the possibility of a regional market as distinct from a collection of individual markets. Two merchant acquiring models have predominated in this region, which is less mature than those of North America or Europe: the first of these, acquiring exclusivity, had been the marked characteristic across many markets, though there has been a gradual liberalisation of acquiring markets which has accelerated in recent years; the second model is one in which the main issuing banks collectively control the acquiring space.

Latin America's acquirers have experienced strong growth during the past several years, both in terms of volumes and the average number of transactions per adult. The region is dominated by Brazil, which, in absolute terms, is by far the leader, although other markets, such as Chile and Mexico, have also progressed. Financial inclusion is a goal of authorities across the region, which has led regulators to liberalise acquiring markets and to introduce caps on maximum merchant service charges.

This extensive research report looks in detail across the card acquiring landscape in Latin America providing a clear understanding of the key trends and drivers of change in this market, backed up with detailed market data.

Verisk Financial Research's Latin America analysis covers 10 markets and features:

  • Regional executive summary, including analysis of overall market trends, opportunities, and threats – plus Getnet innovator case study
  • Detailed commentary and insights for each market, including acquirer profiles
  • Competitive intelligence, including market share data for leading acquirers
  • Over 100 pages of market data, including forecasts to 2022

Merchant Acquiring Latin America is essential reading for cards and payments professionals seeking to understand and profit from developments in the region's merchant services market. Contact us for an online demo or to find out more.

Data tables included

Cards market

  • Total cards payment metrics
  • Contactless cards metrics (excluding Ecuador)
  • Credit card numbers
  • Total credit cards metrics
  • Credit cards profitability indicators
  • Retailer credit card metrics (Chile only)
  • Debit cards numbers
  • Debit cards metrics
  • Prepaid/e-money cards metrics (excluding Chile, Colombia, Mexico & Puerto Rico)

Merchant acquirers

  • Merchant acquirer credit card market share
  • Credit card merchant service charges
  • Merchant acquirer debit card market share
  • Debit card merchant service charges (excluding Ecuador)
  • Credit card issuer/issuing processor relationships
  • Credit card acquirer/acquiring processor relationships
  • Credit card issuing processor market shares by card numbers
  • Credit card acquiring processor market shares by the number of POS transactions

Online acquiring

  • Online merchant acquirer market share

Countries covered

  • Argentina
  • Brazil
  • Chile
  • Colombia
  • Ecuador
  • Mexico
  • Paraguay
  • Peru
  • Puerto Rico
  • Uruguay



Verisk Financial Research delivers comparative market and competitor intelligence on merchant acquiring and processing, retail banking, consumer credit, payments cards and e-commerce markets. Country Reports provide invaluable market and competitor intelligence on card payments markets in 72 countries.

To find out more or to discuss subscription options, please email research_enquiries@verisk.com or telephone +44(0)20 7337 4200.