A comprehensive overview of the cards, payments and consumer banking market in Germany.
This Country Report provides detailed insight into the market's key players, including card networks, issuers, acquirers, banks and PSPs, plus the country's payments infrastructure, digital and mobile payments developments, demographic and consumer trends, regulatory drivers, credit card profitability and more.
Germany has long been differentiated from its near neighbours with regards to payments, whether seen in the relatively slow transition from cash dominance, the decentralisation of its banking sector or the presence of the Network Service Provider (NSP) in payment processing. This report explores key developments such as the new specialist issuers that have been fast developing a profitable revolving cards business in a historically conservative market.
Merchant acquiring too is in the midst of a transformation through an ongoing round of mergers and acquisitions: this report explores the complexities of the acquiring/processing market with comprehensive profiles of the leading players, supported by detailed market data.
With industry consolidation starting to affect Germany's fractured and regionalised banking industry, we look at the drivers, likely consequences and opportunities arising for newer digital players in this market.
This Verisk Financial Research Country Report is essential reading for anyone seeking to understand Germany's cards and payments market. Subscribers can log in to download their copy here.
What you will learn from this report:
Demographics and the economy
Key retail banks and issuers
Acquiring and processing
Regulatory and other cards market information
Appendix I: Demographics and the economy
Appendix II: Payments environment
Appendix III: Cards market
Appendix IV: Mobile payments
Appendix V: Profit pool
Appendix VI: The networks
Appendix VII: Key retail banks and issuers
Appendix VIII: Acquiring and processing
Appendix IX: Online acquiring
ADAC Advanzia Advent International Adyen Aldi Amazon Amazon Germany American Express Apple Apple Pay Automobile Club of Germany AvD B+S Baden-Württembergische Bank BaFin Bain Capital Private Equity Barclaycard Barclays Bayerische Landesbank Bayerische Motoren Werke BMW BNB Paribas Bonprix BP BS Payone Bundesanstalt für Finanzdienstleistungsaufsicht Bundesverband der Deutschen Volksbanken & Raiffeisenbanken Bunq BVR BW-Bank Comdirect Commerzbank Computop Concardis Conrad Electronics Consorsbank Crédit Mutuel Alliance Fédérale Cyberport DekaBank Deutsche Bank Deutsche Bundesbank Deutsche Card Services Deutsche Kreditbank Deutsche Postbank Deutscher Sparkassenverlag Diners Club DKB DKV DriveNow DSV Group DZ Bank ec card ECB eCS Elavon Elektronisches Lastschriftverfahren ELV Equens equensWorldline EU European Central Bank European Union Eurowings Eurozone EVO Payments Federal Ministry of Finance Financial Market Stabilisation Agency FIN-NET FirstData Fiserv FMSA German Savings Bank Association Gesellschaft für Zahlungssysteme Girocard Giropay Global Collect Global Payments Golfcard Google Pay GZS Hagebaumarkt Hanseatic Bank Harley-Davidson Heidelpay Helaba Hervis Hilton HVB Hymer ICS immonet.de Ingenico InterCard International Card Services Karstadt Klarna Klarna Kwitt Landesbank Landesbank Baden-Württemberg Landesbank Berlin Landesbanken LBB LBBW Lufthansa Maestro Mastercard Masterpass MINI Mister Spex Monese N26 Network Service Providers Notebooksbilliger.de Novalnet NSP Ogone Otto P.O.S. Transact Paydirekt Payone PayPal Paysquare payWave PSA Bank Deutschland PSD2 Puma Revised Payment Services Directive Revolut Santander Santander Consumer Bank Santander Consumer Leasing SEPA Shell Single Euro Payments Area SIX Payment Services SIXT SoFFin Sofort Sony Spar Sparkassen Super-Landesbank Targobank Tchibo TeleCash TF Bank TSYS UniCredit UnionPay U.S. Bancorp V Pay Valovis Bank VfB Stuttgart Visa Visa Checkout V-B-ZVD Processing Volksbanken und Raiffeisenbanken VR Payment Wirecard Worldline Zalando
Available for 72 markets, Verisk Financial Research Country Reports deliver invaluable market and competitor intelligence on payments cards, e-money, acquiring/processing, retail banking, and consumer credit. A dedicated team of analysts and researchers use both primary and secondary source data and conduct in-depth interviews with senior industry executives and experts.
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