A comprehensive overview of the cards, payments and consumer banking market in Germany.
This Country Report provides detailed insight into the market's key players, including card networks, issuers, acquirers, banks and PSPs, plus the country's payments infrastructure, digital and mobile payments developments, demographic and consumer trends, regulatory drivers, credit card profitability and more.
Germany has long been differentiated from its near neighbours with regards to payments, whether seen in the relatively slow transition from cash dominance, the decentralisation of its banking sector or the presence of the Network Service Provider (NSP) in payment processing. This report explores key developments such as the new specialist issuers that have been fast developing a profitable revolving cards business in a historically conservative market.
Merchant acquiring too is in the midst of a transformation through an ongoing round of mergers and acquisitions: this report explores the complexities of the acquiring/processing market with comprehensive profiles of the leading players, supported by detailed market data.
With industry consolidation starting to affect Germany's fractured and regionalised banking industry, we look at the drivers, likely consequences and opportunities arising for newer digital players in this market.
This Verisk Financial Research Country Report is essential reading for anyone seeking to understand Germany's cards and payments market. Subscribers can log in to download their copy here.
What you will learn from this report:
Demographics and the economy
Key retail banks and issuers
Acquiring and processing
Regulatory and other cards market information
Appendix I: Demographics and the economy
Appendix II: Payments environment
Appendix III: Cards market
Appendix IV: Mobile payments
Appendix V: Profit pool
Appendix VI: The networks
Appendix VII: Key retail banks and issuers
Appendix VIII: Acquiring and processing
Appendix IX: Online acquiring
Online merchant acquirer market share
Automobile Club of Germany
Bain Capital Private Equity
Bayerische Motoren Werke
Bundesanstalt für Finanzdienstleistungsaufsicht
Bundesverband der Deutschen Volksbanken & Raiffeisenbanken
Crédit Mutuel Alliance Fédérale
Deutsche Card Services
European Central Bank
Federal Ministry of Finance
Financial Market Stabilisation Agency
German Savings Bank Association
Gesellschaft für Zahlungssysteme
International Card Services
Network Service Providers
PSA Bank Deutschland
Revised Payment Services Directive
Santander Consumer Bank
Santander Consumer Leasing
Single Euro Payments Area
SIX Payment Services
Volksbanken und Raiffeisenbanken
Available for 72 markets, Verisk Financial Research Country Reports deliver invaluable market and competitor intelligence on payments cards, e-money, acquiring/processing, retail banking, and consumer credit. A dedicated team of analysts and researchers use both primary and secondary source data, and conduct in-depth interviews with senior industry executives and experts.
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