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Bangladesh Country Report

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  • Published Date: January 2016

A comprehensive overview of the cards payments and consumer banking market in Bangladesh.


  • There has been an impressive increase in retail banking touchpoints over the last several years.
  • The average total debt per household signals that Bangladeshis have room to manoeuvre when it comes to taking on more consumer debt.
  • Despite the low credit card penetration, there has been strong growth in the absolute number of active credit cards.
  • Although the payment cards market is dominated by debit cards, there is still plenty of scope for the growth of debit cards.
  • The growth and success of mobile money since it was launched in Bangladesh in 2010 has been striking.
  • The Bangladeshi credit card industry is a profitable one, with an estimated pre-tax profit in 2015 of $33 million.
  • The leading credit card network is Visa, which has had the majority of cards in issue for the years under review.
  • The leading debit card network in Bangladesh is a proprietary scheme issued by Dutch-Bangla Bank.

Bangladesh Payments Research | Report Contents

Demographics and Economy:
Outlines the key metrics and trends which influence the development of retail banking and payments in the country:

  • Population structure
  • Income
  • Mobile and internet use
  • Economic data

Retail Banking:
Explores the structure of the local banking system, its infrastructure and the leading players. Data includes:

  • Aggregate retail banking indicators
  • Bank branch, ATMs and POS terminals
  • The profitability of top banks

Consumer Finance:
Overview of consumer finance in the country. Categories analysed include:

  • Mortgage loans
  • Personal loans
  • Credit card loans
  • Vehicle loans

Credit Cards:
Industry-leading credit card coverage. We detail the past present and future of the industry through our data and commentary, including:

  • Market size split by consumer and commercial credit cards: number of cards, transaction volume, billed volume
  • Profit pool analysis
  • Competitive landscape: networks, issuers

Debit Cards:

  • Market size: number of cards, transaction volume, billed volume
  • Competitive landscape: networks, issuers

Prepaid Cards:

  • Market size: number of cards, transaction volume, billed volume


Verisk financial reports include detailed market and competitor intelligence on payments cards, e-money, acquiring, retail banking, and consumer credit in the Asia Pacific region. Analysts use primary and secondary source data and conduct in-depth interviews with senior industry executives and finance experts.

See more Asia-Pacific Country Reports or explore the full range of cards and payments reports available for 72 markets worldwide.

To find out more or to discuss subscription options, please email: research_enquiries@verisk.com or telephone: +44(0)20 7337 4200.